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The Danger Signs
Of Excess Debt
- You make only minimum payments on your credit cards each month.
- You are at or near the limit of your credit cards.
- You applied for more credit cards in the past year.
- You have begun charging small items or essentials like food and gasoline.
- You have recently paid a monthly bill using a credit card cash advance.
- You are often late paying some or all of your bills.
- You are unsure how much you owe creditors.
- You are receiving calls or overdue notices from creditors.
- You have no budget.
What To Do If More
Than Two Of These
Apply To You?
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