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				<title><![CDATA[Provanta Corp Articles - Articles]]></title>
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					  <title><![CDATA[Do You Need To Buy A Home On A Budget]]></title>
					  <link>http://articles.provantacorp.com/articles/34/1/Do-You-Need-To-Buy-A-Home-On-A-Budget/Page1.html</link>
					  <description><![CDATA[<span style="" 12pt="" font-family="" times="" new="" roman="" ;="">Over
the course of the last decade we&#8217;ve all experienced what was
practically an unprecedented boom in home prices. Nationwide, housing
prices rose by around 35% (<span style="font-style: italic;">that&#8217;s adjusted for inflation</span>).
More importantly, even though those home price gains have been most
evident to the owners of higher end homes, it&#8217;s obvious that the price
among homes owned by lower-income families were inflated by the
so-called housing-bubble. </span> ]]></description>
					  <author>no@spam.com (Provanta Corporation)</author>
					  <pubDate>Wed, 12 Dec 2007 00:58:38 EST</pubDate>
					 <guid isPermaLink="true">http://articles.provantacorp.com/articles/34/1/Do-You-Need-To-Buy-A-Home-On-A-Budget/Page1.html</guid>
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					  <title><![CDATA[Do You Need A Reverse Mortgage Lender?]]></title>
					  <link>http://articles.provantacorp.com/articles/33/1/Do-You-Need-A-Reverse-Mortgage-Lender/Page1.html</link>
					  <description><![CDATA[<span times="" new="" roman="" ;="">Reverse
mortgages are becoming popular in America. Reverse mortgages are a
special type of home loan that lets a homeowner convert the equity in
his/her home into cash. They can give older Americans greater financial
security to supplement social security, meet unexpected medical
expenses, make home improvements, and more.</span> ]]></description>
					  <author>no@spam.com (Provanta Corporation)</author>
					  <pubDate>Wed, 12 Dec 2007 00:52:57 EST</pubDate>
					 <guid isPermaLink="true">http://articles.provantacorp.com/articles/33/1/Do-You-Need-A-Reverse-Mortgage-Lender/Page1.html</guid>
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					  <title><![CDATA[Is It Time To Refinance Your Mortgage]]></title>
					  <link>http://articles.provantacorp.com/articles/32/1/Is-It-Time-To-Refinance-Your-Mortgage/Page1.html</link>
					  <description><![CDATA[<span times="" new="" roman="" ;="">Knowing
the perfect time to refinance your mortgage would be a bit like being
psychic. About the best you can do is keep one eye on the prime lending
rate and the other on searching for broker whose standard charges and
fees will save you a significant amount on the average loan.</span> ]]></description>
					  <author>no@spam.com (Provanta Corporation)</author>
					  <pubDate>Wed, 12 Dec 2007 00:48:31 EST</pubDate>
					 <guid isPermaLink="true">http://articles.provantacorp.com/articles/32/1/Is-It-Time-To-Refinance-Your-Mortgage/Page1.html</guid>
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					  <title><![CDATA[Saving Money On Your Homeowners Insurance]]></title>
					  <link>http://articles.provantacorp.com/articles/31/1/Saving-Money-On-Your-Homeowners-Insurance/Page1.html</link>
					  <description><![CDATA[

<span><span class="normalloose1">In
today's increasing thorny real estate marketplace you'll have plenty of
options when it's time to choose a homeowners' insurance plan.&nbsp;
Unfortunately, you'll quickly find that not all insurance coverage was
created to do the same job. If you want to get the coverage you need
and pay as little for it as you can, you're going to have to do a
little homework.</span></span> ]]></description>
					  <author>no@spam.com (Provanta Corporation)</author>
					  <pubDate>Wed, 12 Dec 2007 00:44:19 EST</pubDate>
					 <guid isPermaLink="true">http://articles.provantacorp.com/articles/31/1/Saving-Money-On-Your-Homeowners-Insurance/Page1.html</guid>
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					  <title><![CDATA[Understanding Credit: Introduction]]></title>
					  <link>http://articles.provantacorp.com/articles/30/1/Understanding-Credit-Introduction/Page1.html</link>
					  <description><![CDATA[
<p><span>You have many needs in life. At home, you want spend your
evenings in a comfortable leather couch, watching the game on your flat
panel television surround sound calibrated to your specific audio
tastes. You want to show your long-term girlfriend or boyfriend that
you care by giving them an elegant ring, or a tasteful bracelet.</span></p>]]></description>
					  <author>no@spam.com (Provanta Corporation)</author>
					  <pubDate>Wed, 12 Dec 2007 00:38:42 EST</pubDate>
					 <guid isPermaLink="true">http://articles.provantacorp.com/articles/30/1/Understanding-Credit-Introduction/Page1.html</guid>
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					  <title><![CDATA[Types of Budgets: The Zero-Based Budget]]></title>
					  <link>http://articles.provantacorp.com/articles/29/1/Types-of-Budgets-The-Zero-Based-Budget/Page1.html</link>
					  <description><![CDATA[The zero-based budget makes up for unplanned use of positive cash flow
(see "Budgeting Pitfalls"), in that the goal is to have no
free-floating cash whatsoever; all income funds must be allocated into
a spending category in some way. ]]></description>
					  <author>no@spam.com (Provanta Corporation)</author>
					  <pubDate>Wed, 12 Dec 2007 00:30:33 EST</pubDate>
					 <guid isPermaLink="true">http://articles.provantacorp.com/articles/29/1/Types-of-Budgets-The-Zero-Based-Budget/Page1.html</guid>
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					  <title><![CDATA[Do You Need Rental Car Insurance]]></title>
					  <link>http://articles.provantacorp.com/articles/28/1/Do-You-Need-Rental-Car-Insurance/Page1.html</link>
					  <description><![CDATA[
<span>If your vacation is
going to include a rental car, then your insurance agent, not your
travel agent, should be the first call on your list. That's because
insurance carrier, credit card companies, and car rental agencies are
competing for your insurance dollars &#8211; and more importantly, what they
offer you today might be different from what they'll be offering you
next week.</span> ]]></description>
					  <author>no@spam.com (Provanta Corporation)</author>
					  <pubDate>Wed, 12 Dec 2007 00:23:21 EST</pubDate>
					 <guid isPermaLink="true">http://articles.provantacorp.com/articles/28/1/Do-You-Need-Rental-Car-Insurance/Page1.html</guid>
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					  <title><![CDATA[Understanding Credit: How Credit Is Tracked]]></title>
					  <link>http://articles.provantacorp.com/articles/25/1/Understanding-Credit-How-Credit-Is-Tracked/Page1.html</link>
					  <description><![CDATA[As shown in the previous articles, obtaining credit rests on several factors including past performance meeting debt, payment and credit obligations. Your past and current creditors keep track of your account and payment history in numerous ways.]]></description>
					  <author>no@spam.com (David McCullough)</author>
					  <pubDate>Mon, 03 Dec 2007 19:49:00 EST</pubDate>
					 <guid isPermaLink="true">http://articles.provantacorp.com/articles/25/1/Understanding-Credit-How-Credit-Is-Tracked/Page1.html</guid>
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					  <title><![CDATA[Richard Nikoley, Chairman of Provanta Corporation Interviewed by TurningPointTV.com - Part 2]]></title>
					  <link>http://articles.provantacorp.com/articles/24/1/Richard-Nikoley-Chairman-of-Provanta-Corporation-Interviewed-by-TurningPointTVcom---Part-2/Page1.html</link>
					  <description><![CDATA[San Jose, CA - November 15, 2007 - In a recent interview with <a href="www.turningpointtv.com">Turning Point TV</a>, the Chairman of Provanta Corporation, Richard Nikoley, describes the common challenge of obtaining referrals from existing clients. Most clients experiencing a financial hardship are reticent to discuss their situation with friends and family.&nbsp; As a result even a company with a proven track record of success for fifteen years may find it difficult to garner referrals. <br/><br/><br/>&nbsp;<embed src="http://services.brightcove.com/services/viewer/federated_f8/275887207" bgcolor="#FFFFFF" flashvars="videoId=877028689&playerId=275887207&viewerSecureGatewayURL=https://services.brightcove.com/services/amfgateway&servicesURL=http://services.brightcove.com/services&cdnURL=http://admin.brightcove.com&domain=embed&autoStart=false&" base="http://admin.brightcove.com" name="flashObj" width="486" height="412" seamlesstabbing="false" type="application/x-shockwave-flash" swliveconnect="true" pluginspage="http://www.macromedia.com/shockwave/download/index.cgi?P1_Prod_Version=ShockwaveFlash"/> ]]></description>
					  <author>no@spam.com (Provanta Corporation)</author>
					  <pubDate>Thu, 15 Nov 2007 16:24:12 EST</pubDate>
					 <guid isPermaLink="true">http://articles.provantacorp.com/articles/24/1/Richard-Nikoley-Chairman-of-Provanta-Corporation-Interviewed-by-TurningPointTVcom---Part-2/Page1.html</guid>
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					  <title><![CDATA[Richard Nikoley, Chairman of Provanta Corporation Interviewed by TurningPointTV.com - Part 1]]></title>
					  <link>http://articles.provantacorp.com/articles/23/1/Richard-Nikoley-Chairman-of-Provanta-Corporation-Interviewed-by-TurningPointTVcom---Part-1/Page1.html</link>
					  <description><![CDATA[<span style="FONT-SIZE: 10pt; FONT-FAMILY: Verdana">San Jose, CA - October 25, 2007 - In a recent interview with <a href="http://turningpointtv.com">TurningPointTV.com</a> Provanta Corporation&#8217;s Chairman, Richard Nikoley, describes debt settlement and individuals that have become clients. <br/><br/><embed src="http://services.brightcove.com/services/viewer/federated_f8/275887207" bgcolor="#FFFFFF" flashvars="videoId=882405872&playerId=275887207&viewerSecureGatewayURL=https://services.brightcove.com/services/amfgateway&servicesURL=http://services.brightcove.com/services&cdnURL=http://admin.brightcove.com&domain=embed&autoStart=false&" base="http://admin.brightcove.com" name="flashObj" seamlesstabbing="false" type="application/x-shockwave-flash" swliveconnect="true" pluginspage="http://www.macromedia.com/shockwave/download/index.cgi?P1_Prod_Version=ShockwaveFlash" height="412" width="486"/> <br/><br/><br/></span>]]></description>
					  <author>no@spam.com (Provanta Corporation)</author>
					  <pubDate>Thu, 08 Nov 2007 12:04:14 EST</pubDate>
					 <guid isPermaLink="true">http://articles.provantacorp.com/articles/23/1/Richard-Nikoley-Chairman-of-Provanta-Corporation-Interviewed-by-TurningPointTVcom---Part-1/Page1.html</guid>
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