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Featured Articles
Do You Need To Buy A Home On A Budget
- Published 12/12/2007
- Budgeting
- Unrated
Over
the course of the last decade we’ve all experienced what was
practically an unprecedented boom in home prices. Nationwide, housing
prices rose by around 35% (that’s adjusted for inflation).
More importantly, even though those home price gains have been most
evident to the owners of higher end homes, it’s obvious that the price
among homes owned by lower-income families were inflated by the
so-called housing-bubble.
Do You Need A Reverse Mortgage Lender?
- Published 12/12/2007
- Home Ownership
- Unrated
Reverse
mortgages are becoming popular in America. Reverse mortgages are a
special type of home loan that lets a homeowner convert the equity in
his/her home into cash. They can give older Americans greater financial
security to supplement social security, meet unexpected medical
expenses, make home improvements, and more.
Is It Time To Refinance Your Mortgage
- Published 12/12/2007
- Financing
- Unrated
Knowing
the perfect time to refinance your mortgage would be a bit like being
psychic. About the best you can do is keep one eye on the prime lending
rate and the other on searching for broker whose standard charges and
fees will save you a significant amount on the average loan.
Saving Money On Your Homeowners Insurance
- Published 12/12/2007
- Insurance
- Unrated
In
today's increasing thorny real estate marketplace you'll have plenty of
options when it's time to choose a homeowners' insurance plan.
Unfortunately, you'll quickly find that not all insurance coverage was
created to do the same job. If you want to get the coverage you need
and pay as little for it as you can, you're going to have to do a
little homework.
San Jose, CA - November 15, 2007 - In a recent interview with Turning Point TV, the Chairman of Provanta Corporation, Richard Nikoley, describes the common challenge of obtaining referrals from existing clients. Most clients experiencing a financial hardship are reticent to discuss their situation with friends and family. As a result even a company with a proven track record of success for fifteen years may find it difficult to garner referrals.
San Jose, CA - October 25, 2007 - In a recent interview with TurningPointTV.com Provanta Corporation’s Chairman, Richard Nikoley, describes debt settlement and individuals that have become clients.
Recent Articles
Understanding Credit: Introduction
- Published 12/12/2007
- Credit
- Unrated
You have many needs in life. At home, you want spend your evenings in a comfortable leather couch, watching the game on your flat panel television surround sound calibrated to your specific audio tastes. You want to show your long-term girlfriend or boyfriend that you care by giving them an elegant ring, or a tasteful bracelet.
Types of Budgets: The Zero-Based Budget
- Published 12/12/2007
- Budgeting
- Unrated
The zero-based budget makes up for unplanned use of positive cash flow
(see "Budgeting Pitfalls"), in that the goal is to have no
free-floating cash whatsoever; all income funds must be allocated into
a spending category in some way.
Do You Need Rental Car Insurance
- Published 12/12/2007
- Insurance
- Unrated
If your vacation is
going to include a rental car, then your insurance agent, not your
travel agent, should be the first call on your list. That's because
insurance carrier, credit card companies, and car rental agencies are
competing for your insurance dollars – and more importantly, what they
offer you today might be different from what they'll be offering you
next week.
Understanding Credit: How Credit Is Tracked
- Published 12/3/2007
- Credit
- Unrated
As shown in the previous articles, obtaining credit rests on several factors including past performance meeting debt, payment and credit obligations. Your past and current creditors keep track of your account and payment history in numerous ways.
Reducing Your Utility Costs
- Published 04/3/2007
- Budgeting
- Unrated
A significant portion of many families’ budgets is devoted to utility costs, including heat, cooling, electricity and water. Simple strategies, helpful items, and certain home improvements can reduce these costs and provide substantial savings.
